NC man who suffered heart attack in Germany looking for help to get home

Source: NC man who suffered heart attack in Germany looking for help to get home

I am so sorry this is happening to this family but as I am reading this, yet another case of a traveler stuck somewhere away from home, primarily due to lack of funds, all I can think of is, #TravelInsurance! Where is it and why is it not kicking in? Could it be that he actually traveled to Germany without one?  Well, I don’t want to assume anything since I do not have all of the facts but I am almost certain that if there were a valid Trip and Travel Insurance policy in place, this NC husband and father would have his way back home to his wife paid for by now.  I wish them much success with their GoFundMe efforts to make that happen.

I have said this many times before and will continue to do so to all future travelers, please remember this, #Sh!% happens in this life, even when we travel.  Don’t ever risk leaving your country of residence without the security of a valid Trip/Travel Insurance policy.  It really is better to have it and not need it than to need it and not have it. Case in point.

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On my Soapbox,… Again, About Travel Insurance!

Most who have had any Travel dealings with me already know this, I am a huge advocate for Travel/Trip Insurance! Folks who have not yet dealt with me personally may also know my stance on this issue since I have touched on this topic before so this should be no surprise, here I go again!

It is my truth and honest opinion that in this day and time of 2015, U.S. citizens should not be traveling anywhere internationally without Trip/Travel Insurance.  If you, as an uninsured traveler cannot withstand the financial blow of a potential hardship if something devastating happens before or during your trip, please rethink your options.  If you cannot afford or just won’t purchase (for no other reason than being “cheap”) the approximate +/-$100 to pay for an insurance plan, you just may want to consider staying home.

The following are the 2 most asked questions that I get when quoting Travel Plans from Travel Guard Insurance.  Here is an excerpt from their FAQ insert:

Q. What else is typically included in a Travel Guard insurance plan?

A. In addition to trip cancellation and interruption, most travel insurance plans include coverage for trip delay, missed connection, baggage and personal effects, baggage delay, medical expense, and emergency evacuation which includes repatriation of remains. 24 hour assistance services are included to help the traveler with things such as emergency medical assistance, lost baggage tracking, emergency cash transfer, emergency or last minute travel arrangements, assistance with replacing lost travel documents, and much more.

Q. How does trip cancellation and interruption coverage apply?

A. It reimburses for forfeited, non-refundable, unused payments or deposits if the insured must cancel or interrupt their trip due to covered reasons. The interruption benefit may also include coverage for additional transportation expenses.

There have been several stories in the news recently about “unforeseen” incidents, accidents and sicknesses that have happened to travelers which resulted in disrupted travel plans.  Here is one of the latest:  “Family leaves on a #Cruise, gets stuck in Mexico when son gets sick from appendicitis.”

http://abc13.com/video/embed/?pid=769175

Such a nightmare for this family to endure.  Truth be told, situations like this happen much more than what is being shared in the news. If this family had their Passports and a Travel Insurance plan in place, this boy’s emergency appendicitis scare would not have even made the news.  Life happens even when we vacation so please do not let this happen to you.  If you are planning any type of travel, especially out of the United States, be sure to invest in an Insurance plan to protect your financial investment, financial future and Peace of Mind!

#TLCTravels

Do You Know What To Do If An Emergency Happens While Traveling?

Oh, #Hurricane Season is in full swing! If you are planning to travel during any of the Hurricane season months, It would be wise to make yourself aware of a few things before you go,….just in case!

I must reiterate; #1: Crap happens when you #Travel too so having a business relationship with a great #TravelAgent (BEFORE you #Travel), who can assist you with most common emergency situation possibilities is a “no-brainer”! Having the ability to contact YOUR personal Travel professional because of a need to adjust your vacay due to a Hurricane or some other #LifeHappened mishap while you are traveling is priceless assistance so be sure to #UseATravelAgent to book your next trip.

Keep Calm_Travel Agent

 

You can only “Keep Calm and Call YOUR Travel Agent” if you booked your trip with YOUR Travel Professional.  If you didn’t, that’s a big #Oops on your part because now you are on your own! #UseATravelAgent

#2: Travel Insurance! When Emergency Evacuations are implemented, Vacationers who know the true value of including Travel Insurance in their travel budget will be doing a genuine happy dance once they’re safely back at home.  Many policies will reimburse up to varying amounts for some costs surrounding an emergency evacuation such as for trip interruption, trip cancellation, inclement weather and actual emergency evacuation, just to name a few of the host of benefits many travel insurance plans offer.

Going through life with the “Oh, nothing is going to happen” attitude is reserved for those with very deep pocket$ as these folks can pay for whatever happens without blinking an eye.  If you cannot withstand the financial hit from the costs that could occur from an emergency situation while you are traveling or losing money you paid due to having to cancel your trip unexpectedly, be sure to get Travel Insurance when you #Travel.

Know BEFORE you go!  FYI: Hurricane Season runs from June 1 to December 1 every year.

TLC Travels’ Tours and Cruises!

Read: Know What to Do When Your Vacation Becomes an Evacuation on TravelPulse.